[Training]

But while some of the program's rules may be fairly well-known, here are a few you may not be aware of. 1. You can undo your benefits once in your lifetime You're entitled to your full monthly Social Security benefit, based on your earnings history, once you reach full retirement age (FRA). That age is somewhere between 66 and click to investigate 67, depending on your year of birth. However, you can file for Social Security as early as age 62, albeit at a reduced benefit. Many seniors opt to claim benefits ahead of FRA but then regret it after the fact. But if you go that route, you should know that the Social Security Administration (SSA) gives you one do-over in your lifetime. If you regret filing for benefits early, you can withdraw your application and repay the SSA all of the money it paid you within a year. From there, you can file for benefits at a later age and potentially avoid a reduction. Just as claiming benefits ahead of FRA will result in a reduced monthly payout, delaying benefits past FRA will cause them to grow. Specifically, your benefits will increase 8% for each year you hold off on filing beyond FRA, up until age 70 , at which point that incentive runs out.

https://scnow.com/business/investment/personal-finance/7-surprising-social-security-rules-you-should-know-about/article_09c857c6-654a-5a8c-9f3c-47a259184fcf.html [Training]

“It was like fire, huge flames coming out and then they tried to water it,” she said. “It goes down and then it goes up again. It’s up and down again.” The blaze forced Berkeley Fire to call in help from other departments, and it took hours to douse the flames. Some surrounding apartments and buildings were evacuated. “There is still active fire deep in the middle of the building that makes it difficult for us to get to,” said Keith May of the Berkeley Fire Department. He said inspectors are coming to asses the buildings on both sides of the one that burned. “So there is water damage to that building, especially to that apartment complex, and we want to make sure that it is safe for firefighting efforts and also for the public before we will allow them back,” May said. The Red Cross said it helped 21 people with hotels. It appears other developments, including an affordable housing project, were not impacted. The cause of the fire is still under investigation.

https://www.nbcbayarea.com/news/local/east-bay/crews-remain-on-scene-of-berkeley-construction-fire/2405614/